Consolidate high interest debt with a low mortgage rate!

You could pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you may pay less each month. Depending on the program that works for you, you might be able to pay off your debt sooner, which may help improve your credit score.

Refinancing Programs that can Reduce Your Monthly Mortgage Payment

FHA Loan
You may be able to refinance your FHA loan into a conventional loan and removing monthly mortgage insurance. This can help lower your monthly payment.

15-Year Loan
Pay off your debt quicker by refinancing it into a 15 year loan

30-Year Loan
Find stability and security by refinancing into a 30 year rate and feel good knowing your monthly payments will remain consistent

VA Loan
Veterans and military members can consolidate all debts with one low-cost loan

Not sure which program is right for you? Contact one of our specialists today! Mortgage Financial Services can advise you on which mortgage refinancing program best meets your needs, and help you refinance quickly and without any headaches.

Working with Mortgage Financial Services
  • We put YOU first.
  • Mortgage Financial Services offers some of the most competitive rates in the Nation!
  • Fast and efficient, we close most of our loans in 30 days or less.
  • We offer a variety of loans. Mortgage Financial Services can help you find the loan that is right for you!!!

**Mortgage Financial Services is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.

Mortgage Financial Services is one of the top mortgage companies in Louisiana and Texas. We are proud to be voted as the favorite lender for Louisiana and Texas residents in search for a home loan. Whether you are a first-time home buyer, need down payment assistance, refinancing your current home, or purchasing a second home, Mortgage Financial Services is dedicated to providing quality service and a wide variety of products that help customers achieve their dream of home ownership. We want you to Dream Big, and leave the little things to us!

Resources

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THERECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

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