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Rates current as of 3/23/2021 at 10:37 AM CST
View Rate Assumptions

30

Year VA Loan

2.750% | 3.073% APR

Low fixed rate benefit for members of the military

15

Year Fixed Conv. Loan

2.500% | 2.815% APR

Stable monthly payments on a shorter term saving thousdands of $$$ in interest

30

Year FHA Loan

2.625% | 3.788% APR

Stable monthly payment with less money down

30

Year Fixed Conv. Loan

3.000% | 3.176% APR

Low monthly payments that never change

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We are currently licensed in Texas, Louisiana, Tennessee, Arkansas, Florida, Oklahoma, Alabama, Mississippi, Illinois, Kansas, Colorado, Missouri, South Carolina and Georgia.

NMLS ID 43021

Your Home Loan Partner. Mortgage Financial Services is one of the top mortgage companies in Louisiana and Texas. We share the dreams of homebuyers and their goal to achieve homeownership. Everyday we turn houses into homes. By providing the right products and quality service, we can ensure you have the right partner throughout the home loan process. You deserve a home. You deserve the right product. You deserve the best service.

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Interest rates and annual percentage rates (APRs) are based on current market rates, are for informational purposes only, are subject to change without notice.

 

For 30-year fixed rate mortgage:

 

APR calculation for a 30-year fixed rate purchase mortgage assumes a 740-credit score, a single-family, owner-occupied primary residence located in Texas; a 25% down payment and a loan amount of $225,000, with a 30-day lock period with 1.0 points due at closing.

 

For 30-year fixed rate FHA mortgage:

 

APR calculation for a 30-year fixed rate FHA purchase mortgage assumes a 740-credit score, a single-family, owner-occupied primary residence located in Texas; a 3.5% down payment and a loan amount of $225,000, with a 30-day lock period with 1.0 points due at closing.

 

For 30-year fixed rate VA mortgage:

 

APR calculation for a 30 fixed rate VA purchase mortgage assumes a 740-credit score, a single-family, owner-occupied primary residence located in Texas: a 0% down payment and a loan amount of $225,000, with a 30-day lock period with 1.0 points due at closing. VA loans do not require PMI. The VA loan is a benefit of military service and only offered to veterans, surviving spouses and active-duty military.

 

For 15-year fixed rate mortgage:

 

APR calculation for a 15-year fixed rate purchase mortgage assumes a 740-credit score, a single-family, owner-occupied primary residence located in Texas; a 25% down payment and a loan amount of $225,000, with a 30-day lock period with 1.0 points due at closing.

 

 

For 30-year Cash Out Refinance

 

APR calculation for a 30-year fixed rate mortgage assumes a 740-credit score, a single-family, owner-occupied primary residence located in Texas; a 20% down payment and a loan amount of $225,000, with a 30-day lock period with 1.0 points due at closing.