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Read more about the article Top Tips for Saving for a Down Payment in the New Year

Top Tips for Saving for a Down Payment in the New Year

  • Post author:john@kurvagency.com
  • Post published:January 15, 2025
  • Post category:Blog

The new year is a fresh start for many goals—and if purchasing a home is one of yours, it’s time to focus on building up your down payment. Saving for…

Continue ReadingTop Tips for Saving for a Down Payment in the New Year
Read more about the article What December Tells Us About the 2025 Housing Market

What December Tells Us About the 2025 Housing Market

  • Post author:john@kurvagency.com
  • Post published:December 23, 2024
  • Post category:Blog

As the year winds down, December offers a unique perspective on the housing market’s trajectory. The final month of the year is more than just a period of holiday festivities;…

Continue ReadingWhat December Tells Us About the 2025 Housing Market
Read more about the article When Can You Remove PMI From Mortgage?

When Can You Remove PMI From Mortgage?

  • Post author:john@kurvagency.com
  • Post published:December 11, 2024
  • Post category:Blog

Private Mortgage Insurance (PMI) is a cost many homeowners face when buying a house with a down payment of less than 20%. While PMI protects lenders, it increases monthly mortgage…

Continue ReadingWhen Can You Remove PMI From Mortgage?
Read more about the article Year-End Financial Checkup: Is Now the Right Time to Buy a Home?

Year-End Financial Checkup: Is Now the Right Time to Buy a Home?

  • Post author:john@kurvagency.com
  • Post published:December 10, 2024
  • Post category:Blog

As the year comes to a close, it’s the perfect time to take stock of your financial goals and make strategic decisions for the future. For many people, buying a…

Continue ReadingYear-End Financial Checkup: Is Now the Right Time to Buy a Home?
Read more about the article Where Do Closing Costs Go?

Where Do Closing Costs Go?

  • Post author:john@kurvagency.com
  • Post published:December 4, 2024
  • Post category:Blog

When buying or selling a piece of real estate, you'll quickly learn that there are many costs and fees involved in the process, some of which are unexpected. One such…

Continue ReadingWhere Do Closing Costs Go?
Read more about the article The Pros and Cons of Buying a Fixer-Upper: Is It Worth the Investment?

The Pros and Cons of Buying a Fixer-Upper: Is It Worth the Investment?

  • Post author:john@kurvagency.com
  • Post published:November 30, 2024
  • Post category:Blog

Buying a fixer-upper can be an exciting opportunity for homebuyers, whether you’re a first-time homeowner, an investor, or someone looking to create your dream house from scratch. These properties, often…

Continue ReadingThe Pros and Cons of Buying a Fixer-Upper: Is It Worth the Investment?
Read more about the article 15 vs. 30 Year Mortgage

15 vs. 30 Year Mortgage

  • Post author:john@kurvagency.com
  • Post published:November 27, 2024
  • Post category:Blog

Unless you're among the wealthiest in our society, it's nearly inevitable that you'll need to apply for a mortgage when purchasing a home. However, despite being necessary for most home…

Continue Reading15 vs. 30 Year Mortgage
Read more about the article FHA vs Traditional Mortgages: A Complete Guide for Homebuyers

FHA vs Traditional Mortgages: A Complete Guide for Homebuyers

  • Post author:john@kurvagency.com
  • Post published:November 20, 2024
  • Post category:Blog

When you buy a home, you'll need to understand your mortgage options. FHA and traditional mortgages offer different paths to homeownership, and your choice will shape your financial future. What…

Continue ReadingFHA vs Traditional Mortgages: A Complete Guide for Homebuyers
Read more about the article 5 Reasons Why Winter Could Be the Best Time to Buy a Home

5 Reasons Why Winter Could Be the Best Time to Buy a Home

  • Post author:john@kurvagency.com
  • Post published:November 15, 2024
  • Post category:Blog

While spring and summer are often considered the prime seasons for buying a home, winter offers unique opportunities that shouldn't be overlooked. If you're in the market to buy a…

Continue Reading5 Reasons Why Winter Could Be the Best Time to Buy a Home
Read more about the article What is Homestead Exemption? A Complete Guide for Texas Homeowners

What is Homestead Exemption? A Complete Guide for Texas Homeowners

  • Post author:john@kurvagency.com
  • Post published:November 13, 2024
  • Post category:Blog

A homestead exemption reduces property taxes for Texas homeowners by lowering their home's taxable value. The 2023 Texas Property Tax Reform dramatically increased these benefits, with savings now reaching thousands…

Continue ReadingWhat is Homestead Exemption? A Complete Guide for Texas Homeowners
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About Us

We are an independent mortgage company proudly licensed in 10 states, including Texas, Louisiana, Alabama, Arkansas, Colorado, Florida, Kansas, Mississippi, Oklahoma, and Tennessee. Whether you’re a first-time homebuyer, in need of down payment assistance, looking to refinance your current home, or purchasing a second property, Mortgage Financial Services, LLC is dedicated to delivering exceptional service and a wide range of mortgage products. We’re here to help you achieve your dream of homeownership. We want you to Dream Big and leave the little things to us!

Company NMLS: 43021

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1900 W Kirkwood Blvd. Suite# 4300C

Southlake, TX 76092

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(866) 637-5290

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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

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