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Attention: New Down Payment Assistance Program! Read about the JOLT program here.

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Read more about the article This Down Payment Assistance Program Can Help You Buy a Home Sooner

This Down Payment Assistance Program Can Help You Buy a Home Sooner

  • Post author:john@kurvagency.com
  • Post published:September 22, 2025
  • Post category:Blog

Homeownership dreams crash against harsh financial realities when buyers face steep upfront costs. Down payment requirements, closing costs and related expenses block countless families from purchasing homes. Fortunately, down payment…

Continue ReadingThis Down Payment Assistance Program Can Help You Buy a Home Sooner
Read more about the article 5 Reasons to Start Your Home Search Before the Holidays

5 Reasons to Start Your Home Search Before the Holidays

  • Post author:john@kurvagency.com
  • Post published:August 30, 2025
  • Post category:Blog

When most people think of homebuying season, spring and summer come to mind. But here’s the truth: waiting until next year could mean missing out on one of the best…

Continue Reading5 Reasons to Start Your Home Search Before the Holidays
Read more about the article Falling Leaves, Falling Rates? What to Know About Refinancing This Fall

Falling Leaves, Falling Rates? What to Know About Refinancing This Fall

  • Post author:john@kurvagency.com
  • Post published:August 15, 2025
  • Post category:Blog

As the seasons change, so do opportunities in the mortgage market. While summer often gets the spotlight, fall can be an excellent time for homeowners to reassess their finances and…

Continue ReadingFalling Leaves, Falling Rates? What to Know About Refinancing This Fall
Read more about the article How to Avoid Buyer Burnout in a Fast-Paced Summer Market

How to Avoid Buyer Burnout in a Fast-Paced Summer Market

  • Post author:john@kurvagency.com
  • Post published:July 25, 2025
  • Post category:Blog

Stay Focused, Stay Patient, and Keep Moving Forward Buying a home should be exciting, but during the fast-paced summer housing market, it can also become overwhelming. Between bidding wars, limited…

Continue ReadingHow to Avoid Buyer Burnout in a Fast-Paced Summer Market
Read more about the article Should You Buy or Wait?

Should You Buy or Wait?

  • Post author:john@kurvagency.com
  • Post published:July 11, 2025
  • Post category:Blog

Pros and Cons of Buying a Home in the Summer of 2025 As the temperatures rise this summer, so does the activity in the housing market. For many potential home…

Continue ReadingShould You Buy or Wait?
Read more about the article Mortgage Myths That Could Cost You This Summer

Mortgage Myths That Could Cost You This Summer

  • Post author:john@kurvagency.com
  • Post published:June 20, 2025
  • Post category:Blog

Buying a home is one of the biggest financial decisions you'll ever make—but if you’re relying on outdated or incorrect information, you could be holding yourself back. As mortgage brokers,…

Continue ReadingMortgage Myths That Could Cost You This Summer
Read more about the article Is June the Best Time to Buy a Home? Here’s What the Market Says

Is June the Best Time to Buy a Home? Here’s What the Market Says

  • Post author:john@kurvagency.com
  • Post published:June 6, 2025
  • Post category:Blog

If you're thinking about buying a home, June might just be your golden opportunity. Known as one of the busiest months for real estate, June offers both advantages and unique…

Continue ReadingIs June the Best Time to Buy a Home? Here’s What the Market Says
Read more about the article How Much Should I Save to Buy a Home?

How Much Should I Save to Buy a Home?

  • Post author:john@kurvagency.com
  • Post published:May 27, 2025
  • Post category:Blog

Saving for a home represents a significant financial milestone for many Americans. Most future homeowners focus primarily on the down payment, but several other substantial costs factor into the total…

Continue ReadingHow Much Should I Save to Buy a Home?
Read more about the article Spring Home Buying: Why March is a Great Time to Start Your Search

Spring Home Buying: Why March is a Great Time to Start Your Search

  • Post author:john@kurvagency.com
  • Post published:March 30, 2025
  • Post category:Blog

Spring is one of the busiest and most exciting times in the real estate market. As the winter chill fades and the days grow longer, more homes become available, and…

Continue ReadingSpring Home Buying: Why March is a Great Time to Start Your Search
Read more about the article How to Compete in a Hot Spring Housing Market

How to Compete in a Hot Spring Housing Market

  • Post author:john@kurvagency.com
  • Post published:March 15, 2025
  • Post category:Blog

Spring is one of the most competitive times of the year for homebuyers. As the weather warms up, more homes hit the market, but demand often outpaces supply, leading to…

Continue ReadingHow to Compete in a Hot Spring Housing Market
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About Us

We are an independent mortgage company proudly licensed in 10 states, including Texas, Louisiana, Alabama, Arkansas, Colorado, Florida, Kansas, Mississippi, Oklahoma, and Tennessee. Whether you’re a first-time homebuyer, in need of down payment assistance, looking to refinance your current home, or purchasing a second property, Mortgage Financial Services, LLC is dedicated to delivering exceptional service and a wide range of mortgage products. We’re here to help you achieve your dream of homeownership. We want you to Dream Big and leave the little things to us!

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1900 W Kirkwood Blvd. Suite# 4300C

Southlake, TX 76092

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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

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