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Read more about the article New Year, New Home: Why Planning Your Purchase Before January Matters

New Year, New Home: Why Planning Your Purchase Before January Matters

  • Post author:john@kurvagency.com
  • Post published:December 30, 2025
  • Post category:Blog

When people think about buying a home, January often feels like the natural starting line. New year, new goals, new plans. But the most successful buyers know a secret: the…

Continue ReadingNew Year, New Home: Why Planning Your Purchase Before January Matters
Read more about the article Lower Interest Rates, Smarter Decisions: How to Make the Most of Today’s Market

Lower Interest Rates, Smarter Decisions: How to Make the Most of Today’s Market

  • Post author:john@kurvagency.com
  • Post published:December 15, 2025
  • Post category:Blog

Lower interest rates have re-entered the conversation—and for many hopeful homebuyers, that brings a mix of excitement and uncertainty. Is now the right time to buy? Should you wait? How…

Continue ReadingLower Interest Rates, Smarter Decisions: How to Make the Most of Today’s Market
Read more about the article Wrapping Up the Year: What the 2026 Housing Market Means for Home Buyers

Wrapping Up the Year: What the 2026 Housing Market Means for Home Buyers

  • Post author:john@kurvagency.com
  • Post published:November 15, 2025
  • Post category:Blog

As the year winds down, many prospective buyers wonder what the housing market will look like in 2026. Will prices rise? Will interest rates stabilize? And is now a good…

Continue ReadingWrapping Up the Year: What the 2026 Housing Market Means for Home Buyers
Read more about the article How to Keep Your Credit Merry and Bright During the Holidays

How to Keep Your Credit Merry and Bright During the Holidays

  • Post author:john@kurvagency.com
  • Post published:November 1, 2025
  • Post category:Blog

The holidays are a joyful time—but they can also be a financial minefield. Between travel, gifts, and festive gatherings, it’s easy to overspend and see your credit score take a…

Continue ReadingHow to Keep Your Credit Merry and Bright During the Holidays
Read more about the article How to Use Fall Market Trends to Negotiate Your Home Purchase

How to Use Fall Market Trends to Negotiate Your Home Purchase

  • Post author:john@kurvagency.com
  • Post published:October 15, 2025
  • Post category:Blog

Fall brings more than changing leaves and cooler weather—it brings a shift in the housing market. For homebuyers, understanding these seasonal trends can help you negotiate more confidently and…

Continue ReadingHow to Use Fall Market Trends to Negotiate Your Home Purchase
Read more about the article Why Fall Is a Hidden Gem for Home Buyers

Why Fall Is a Hidden Gem for Home Buyers

  • Post author:john@kurvagency.com
  • Post published:October 1, 2025
  • Post category:Blog

When most people think about buying a home, they imagine spring or summer—warm weather, bright open houses, and lots of listings. But fall is one of the most underrated seasons…

Continue ReadingWhy Fall Is a Hidden Gem for Home Buyers
Read more about the article This Down Payment Assistance Program Can Help You Buy a Home Sooner

This Down Payment Assistance Program Can Help You Buy a Home Sooner

  • Post author:john@kurvagency.com
  • Post published:September 22, 2025
  • Post category:Blog

Homeownership dreams often crash against harsh financial realities when buyers face steep upfront costs. Down payment requirements, closing costs and related expenses block countless families from purchasing homes. Fortunately, down…

Continue ReadingThis Down Payment Assistance Program Can Help You Buy a Home Sooner
Read more about the article 5 Reasons to Start Your Home Search Before the Holidays

5 Reasons to Start Your Home Search Before the Holidays

  • Post author:john@kurvagency.com
  • Post published:August 30, 2025
  • Post category:Blog

When most people think of homebuying season, spring and summer come to mind. But here’s the truth: waiting until next year could mean missing out on one of the best…

Continue Reading5 Reasons to Start Your Home Search Before the Holidays
Read more about the article Falling Leaves, Falling Rates? What to Know About Refinancing This Fall

Falling Leaves, Falling Rates? What to Know About Refinancing This Fall

  • Post author:john@kurvagency.com
  • Post published:August 15, 2025
  • Post category:Blog

As the seasons change, so do opportunities in the mortgage market. While summer often gets the spotlight, fall can be an excellent time for homeowners to reassess their finances and…

Continue ReadingFalling Leaves, Falling Rates? What to Know About Refinancing This Fall
Read more about the article How to Avoid Buyer Burnout in a Fast-Paced Summer Market

How to Avoid Buyer Burnout in a Fast-Paced Summer Market

  • Post author:john@kurvagency.com
  • Post published:July 25, 2025
  • Post category:Blog

Stay Focused, Stay Patient, and Keep Moving Forward Buying a home should be exciting, but during the fast-paced summer housing market, it can also become overwhelming. Between bidding wars, limited…

Continue ReadingHow to Avoid Buyer Burnout in a Fast-Paced Summer Market
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About Us

We are an independent mortgage company proudly licensed in 10 states, including Texas, Louisiana, Alabama, Arkansas, Colorado, Florida, Kansas, Mississippi, Oklahoma, and Tennessee. Whether you’re a first-time homebuyer, in need of down payment assistance, looking to refinance your current home, or purchasing a second property, Mortgage Financial Services, LLC is dedicated to delivering exceptional service and a wide range of mortgage products. We’re here to help you achieve your dream of homeownership. We want you to Dream Big and leave the little things to us!

Company NMLS: 43021

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1900 W Kirkwood Blvd. Suite# 4300C

Southlake, TX 76092

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(866) 637-5290

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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

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