Buying a home is one of the biggest financial investments most people make, and for many, coming up with a sizable down payment can feel like an overwhelming hurdle. The…
Buying a home is an exciting journey, but it can also feel overwhelming, especially for first-time homebuyers. One of the most important steps in the process is obtaining mortgage pre-approval.…
When buying a home, many factors influence the price you’ll pay—from interest rates to location. However, one often overlooked aspect is how seasonal changes affect home values. Understanding these seasonal…
As the summer months draw to a close and the back-to-school season begins, September often brings a shift in focus and routine. It’s a time when many homeowners revisit their…
In the ever-fluctuating world of real estate, interest rates play a pivotal role in shaping the homebuying experience. Recently, we've seen a trend of lowered interest rates, and understanding what…
As the summer season draws to a close and autumn approaches, many people anticipate a slowdown in the real estate market. However, at Mortgage Financial Services, we want to highlight…
Summer is one of the busiest times of the year for the housing market. With school out and warmer weather, many families find it the perfect time to move. However,…
The housing market is constantly evolving, and staying informed about the latest trends can give homebuyers an advantage. June is an exciting month in real estate, with increased activity and…
Private Mortgage Insurance (PMI) is a term you'll likely encounter if you're in the market for a home loan, especially if you're considering a down payment of less than 20%.…
Closing costs are an unavoidable part of the homebuying process, yet they often catch many first-time buyers off guard. These costs can add up quickly and significantly impact your budget,…
We are an independent mortgage company proudly licensed in 10 states, including Texas, Louisiana, Alabama, Arkansas, Colorado, Florida, Kansas, Mississippi, Oklahoma, and Tennessee. Whether you’re a first-time homebuyer, in need of down payment assistance, looking to refinance your current home, or purchasing a second property, Mortgage Financial Services, LLC is dedicated to delivering exceptional service and a wide range of mortgage products. We’re here to help you achieve your dream of homeownership. We want you to Dream Big and leave the little things to us!
Company NMLS: 43021
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.